For more than 20 years, documental technologies walk together with the banking and payment methods, in the search for improving the efficiency of the processes and its automation.

The banking systems in Spain and Latin America, being between the most efficient in the world, use since then the images as an exchange mechanism of payment information between entities, thanks to the regulatory organizations and clearing houses.

These mechanisms are very important for the banking sector because they allow improving their productivity and to reduce the time and cost of processing the payment methods.

Furthermore, we cannot forget the actual market tendency that exists around the clearing of checks based on their images as seen, for example, by regulation 21 in the USA or the Checks Truncation Process in Brazil.

Therefore, thanks to IPSA's documental technology among others, banks count with massive processing solutions of information that comply with all the business and legal requirements, and also reduce fraud existing with these type of documents.

Atril^® Checks is IPSA's solution to transfer the physical checks into data and images, to send them for electronic clearing.

This solution by IPSA speeds up the management of payment methods through automation, reduces personnel need, and increases the quality, security, and efficiency of the process.

Atril^® Checks, a unique solution with the main standards of financial regulation organizations of Spain and the Americas.

• Reduction in costs inherent by paper (file, manipulation, mailbag…)
• Specialization of the business oriented processes
• Compliance with the current legislation in this area by country
• Reduction in people and cost due to Back Office automation
• Decrease in processing times
• Increase in security through mechanisms like tracking, confidentiality, access control, and authentication
• Increase in the internal process velocity of the entity in comparison with traditional systems
• Flexibility since documents can be converted into the required formats
• Eliminates duplicate operations between entities
• Access to the information from anywhere in a quick and simple way
• Processed documents can be converted into the required formats, as well as searching and correcting them at anytime