IPSA

Madrid, 18 May. 2012

Remote Check Capture

Documental technologies allow to move forward the processing of documents from the time they appear at any point in the Bank (branch, ATM, electronic banking), offering a more profitable, competitive, and differentiated service to clients.

For some time, financial entities have assumed the benefits of moving operations forward from the channels of client interaction. Their advantages in cost savings, processing times, and administrative resources make these technologies count with more and more clients and users.

Even so, these solutions face a series of challenges such as the security and tracking of the operation, their massive quantity (and the necessity to control and monitor them exhaustively), the technological infrastructure optimization, etc.

From a multifunction device, corporate clients can resend electronically the document payment images securely and in this way move forward the transaction, for example, by allowing clients cash a check at night or on the weekend from ATMs, would be without a doubt an added value to any financial entity by contributing availability and flexibility for their clients.

This new generation of banking services requires the implementation of a solution that will allow the bank to decrease the workload coming into the window to carry out processing of checks and dedicate those resources for more commercial tasks.

The Solution

Atril® Checks with its module for remote payment documents deposit, scanns checks from distributed environments with the higher security standtards.

The Remote Check Capture allows the finantial organization to offer their customers a distributed services to manage checks and payment documents.

Advantages

  • Agility in the transactions between the entity and their clients
  • Improvement in service and savings in time and cost
  • Exchange of documents in electronic format by allowing companies to carry out, through the entity’s Internet website, the processing of cashing checks, promissory notes, or standing orders, using the Atril® Checks functionality.
  • Digitalization of the collection and payments procedures through systems of image treatment, optical recognition, recording, processing, and data exportation and importation, which eliminates the necessity of sending a physical document for payment
  • New platform for massive operations of collection and payments allowing remote processing directly through the financial entity's Internet corporate website
  • Precise monitoring for the company and the bank, in a way that the status of a certain operation can be searched at anytime
  • The solution also offers the possibility of historic searches over the performed transactions with great flexibility in the search criteria
remote check capture